Parts A & B
Medicare is comprised of four parts. Parts A & B are the base coverage of Medicare, from there you have the option to add a Part D Prescription Drug Plan and a Medicare Supplement or a Medicare Advantage Plan.
Part A (Hospital Insurance)
Medicare Part A helps cover your inpatient care in hospitals, critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. You must meet certain conditions to get these benefits.
Part B (Medicare Insurance)
Medicare Part B helps cover medically necessary services like doctors’ services and tests, outpatient care, home health services, durable medical equipment, and other medical services. Part B also covers some preventive services.
Original Medicare typically isn't enough coverage as it doesn't cover prescription medications and paying for services received can end up costing quite a bit. We recommend adding a Part D Drug Plan and Medicare Supplement or a Medicare Advantage Plan to help mitigate your costs.
Ready to Enroll in Original Medicare but not quite sure how?
Or are you already enrolled in Original Medicare but need guidance on what you should do next?
Give Hometown Senior Solutions a Call Today for Expert Medicare Help, Right Here at Home!